Theo is a public speaker, writer, and advisor, who work seeks to spark innovation in the public and private sectors for the benefits of the forgotten demographics and to create a more inclusive society. She is the founder of Unconventional Ventures, which focuses on developing and growing an ecosystem of financial institutions, corporations, startups, entrepreneurs, venture capitalists, and accelerators to better address the unmet needs of consumers, with keen interests in women and minority founders. As part of her work, she regularly mentors and advises startups in both financial services and healthcare/caregiving space. Theo ranked No. 1 Women in Finance by Onalytica, was named one of 44 "2017 Innovators to Watch" by Bank Innovation, along with being LinkedIn Top Voices for Economy and Finance.

Theo speakers regularly on the topics of AI, Equality, FinTech, and Longevity. She is a guest contributor for various top industry events, publications, and podcasts, including Harvard Business Review, Nikkei Asia, MIT Tech Review, Money20/20, Finovate, RISE, American Banker, Breaking Banks, Financial Brand, Irish Tech News, Mercer, and INV Filter.

She co-hosts One Vision, a podcast on innovation and fintech, and runs a weekly newsletter (FinTech Prose) on emerging technologies (such as Voice and AI), inclusion, longevity, fintech, and innovation.

She holds a Bachelor of Science in Chemical Engineering from Rensselaer Polytechnic Institute (RPI), and a Master of Science in Project Management from George Washington University.