Marina Shartdinova – Moderator
Marina Shartdinova - Banking Lead at payabl., leading Electronic Money Institution (EMI) in Europe, licensed by the Central Bank of Cyprus and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. Operating globally, with offices located in the United Kingdom, Netherlands, Germany, Lithuania and Cyprus.
Marina has 8+ years experience in International Banking working with clients from FinTech, Tech, Digital Marketing, VC, Blockchain and Web3 industries. She has extensive knowledge in Corporate Banking, Cross Border Payments, Mass-Payments, Banking as a Service (BaaS), Payment Solutions for Crypto, GameFi. Highly versed in FinTech, she leads client relations and drives strategic growth at payabl. Banking.
She holds Master's degree in Management and Business Consulting from Siberian Federal University and ICA Advanced Certificate in Practical Customer Due Diligence by International Compliance Association, UK.
2nd Dec 2025
Panel 4: Fintech Meets AI: Disruption or Evolution?
AI is not just a tool—it’s reshaping financial services. From underwriting to fraud detection to robo-advisors, where does the synergy between fintech and AI lead?